CERTIFICATES
|
|
Minimum Balance |
Monthly Service Charge |
Additional Information |
Term Share Certificate
View Rates 
Open Online |
$500.00 |
N/A |
- Account is subject to early withdrawal penalties
- Scroll down to see if you are eligible for Luso's Relationship Builder rate enhancements
|
Rate Enhancement
View Rates
Open Online |
Deposit Relationship |
Rate Enhancement** |
Other Requirements |
Core Account Relationship
(Savings, Checking, Money Market) |
Base Rate PLUS 0.05% |
- Minimum overall deposit must be over $10,000.00
|
| Active Share Draft Checking |
Base Rate PLUS 0.05% |
- Account must be active for over 90 days to qualify
|
| |
Direct Deposit and/or ACH |
Base Rate PLUS 0.05% |
- Deposit or ACH must be active for over 60 days to qualify
|
| |
Business Share Draft Checking |
Base Rate PLUS 0.10% |
- Account must be active for over 90 days to qualify
|
| |
Loan Relationship |
Rate Enhancement* |
Other Requirements |
| |
Automatic Loan Payment |
Base Rate PLUS 0.05% |
- Loan must be current for over 60 days to qualify
|
| |
Vehicle Loan |
Base Rate PLUS 0.05% |
- Loan must be current for over 60 days to qualify
|
| |
Home Equity Loan Product |
Base Rate PLUS 0.05% |
- Loan must be current for over 60 days to qualify
|
| |
Mortgage Loan Product |
Base Rate PLUS 0.05% |
- Loan must be current for over 60 days to qualify
|
| |
Member Loyalty Bonus |
Rate Enhancement* |
Other Requirements |
| |
Member for up to 10 Years |
Base Rate PLUS 0.05% |
|
| |
Member for 11 to 20 Years |
Base Rate PLUS 0.10% |
|
| |
Member for over 21 Years |
Base Rate PLUS 0.20% |
|
* Rate Enhancement EXCLUDES certificate terms under 6 months.
** Rate Enhancement cannot exceed a maximum of 50 basis points above the Base Rate.
|
