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Luso Federal Credit Union
Certificates/IRAs
Classic
30-Day
Starter

Certificate Specails
Enhanced
Advantage



Rates are effective as of Monday, September 7, 2010.
Rates are subject to change without notice.

"Classic" Term Share or IRA Certificate
Term Term Share Minimum Balance IRA Minimum Balance Dividend Rate APY
3 Months $500.00 $250.00 0.25% 0.25%
4 Months $500.00 $250.00 0.35% 0.35%
5 Months $500.00 $250.00 0.40% 0.40%
6 Months $500.00 $250.00 0.45% 0.45%
7 Months $500.00 $250.00 0.50% 0.50%
8 Months $500.00 $250.00 0.55% 0.55%
9 Months $500.00 $250.00 0.60% 0.60%
10 Months $500.00 $250.00 0.65% 0.65%
11 Months $500.00 $250.00 0.70% 0.70%
12 Months $500.00 $250.00 0.75% 0.75%
13 Months $500.00 $250.00 0.80% 0.80%
15 Months $500.00 $250.00 0.85% 0.85%
18 Months $500.00 $250.00 0.90% 0.90%
20 Months $500.00 $250.00 1.00% 1.00%
24 Months $500.00 $250.00 1.09% 1.10%
30 Months $500.00 $250.00 1.19% 1.20%
36 Months $500.00 $250.00 1.44% 1.45%
48 Months $500.00 $250.00 1.83% 1.85%
60 Months $500.00 $250.00 2.03% 2.05%
• APY: Annual Percentage Yield








"30 Day" Term Share Certificate
Term Minimum Balance Dividend Rate APY
30 Days $10,000.00 0.25% 0.25%
• APY: Annual Percentage Yield








"Starter" Term Share Certificate
Term Minimum Balance Maximum Balance Dividend Rate APY
12 Months $250.00 $25,000.00 0.80% 0.80%
• APY: Annual Percentage Yield








"Enhanced" Term Share Certificate
Term Minimum Balance Dividend Rate APY
9 Month $500.00 0.70% 0.70%
18 Month $500.00 1.04% 1.05%
• APY: Annual Percentage Yield








"Advantage" Term Share or IRA Certificate
Term Minimum Balance Dividend Rate APY
48 Months $50,000.00 2.23% 2.25%
60 Months $50,000.00 2.62% 2.65%
• APY: Annual Percentage Yield








      

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