About Us   |  Contact   |  Staff   |  Careers   |  Location   |  Hours   |  Site Map  
HomePersonal ImageLendingBusiness BankingInvestment - Community Financial ServicesOnline BankingApply Now!
Luso Federal Credit Union

Contact Luso

Checks
Money Order Member: $4.00 per item
  Member - Age 60 and Over $2.00 per item
  Member - "60 PLUS" Account Free
  Non-Member (CASH ONLY) $5.00 per item
  Stop Payment / Reissue $25.00 per item
Official Check Member $5.00 per item
  Member - Payable to Self FREE
  Member - Age 60 and Over $2.50 per item
  Member - "60 PLUS" Account FREE
  Stop Payment / Reissue $25.00 per item
Traveler's Checks One Signature 1.00%
  Two Signatures 2.00%
American Express Gift Checks Member $2.50 per item
  Non-Member (CASH ONLY) $5.00 per item
Temporary Check   $2.00 per item
Funds Transfers
Incoming/Outgoing Domestic $20.00 per wire
  International $40.00 per wire
IRA Transfer Incoming FREE
  Outgoing $20.00 per account
Electronic Services
Online Banking/Bill Payer Monthly Service FREE
  Monthly eStatement Processing FREE
  Bill Payer Stop Payment $20.00 per item
ATM/VISA Debit Card
ATM Transactions Member FREE - SUM Network
  Non-Member ATM $2.00 per transaction
Card Replacement - Lost or Stolen Normal Processing $15.00 per card
  Rush Order Processing $50.00 per card
PIN Reissue   $5.00 per PIN
VISA Credit Card
Card Replacement - Lost or Stolen Normal Processing $25.00 per card
  Rush Order Processing $75.00 per card
Cash Advance LFCU VISA Card FREE
  Foreign VISA Card - Member $5.00 per advance
  Foreign VISA Card - Non-Member $10.00 per advance
Visa Credit Card Annual Statement   $25.00 per statement
VISA Prepaid Card Services
VISA Gift Card Purchase/Processing $5.00 per card
  Telephone Balance Inquiries $0.50 per inquiry
  Maintenance $1.25 per month
  Replacement Card FREE
  Foreign Exchange Mark Up FREE
VISA Travel Money Purchase/Processing $10.00 per card
  Reload - Maximum (3) $5.00 per reload
  Additional Card - Maximum (2) $2.00 per card
  Online Balance Inquiries FREE
  Telephone/ATM Balance Inquiries $0.50 per inquiry
  Paper Statements $2.00 per month
  Cash Withdrawal - Domestic $2.50 per withdrawal
  Cash Withdrawal - International $2.00 per withdrawal
  Over the Counter Withdrawal $10.00 per withdrawal
  Maintenance $1.25 per month
Account Related Services
Low Minimum Balance   $5.00 per month
Check Items Returned   $30.00 per item
OPS - Overdraft Privilege Overdrafts Paid $30.00 per item
  Overdrafts Returned $30.00 per item
  Sustained Overdraft - After (5) Days $5.00 per day
  Re-Deposit Returned Checks $15.00 per item
Loan Payment Item Returned   $30.00 per item
Overdraft Protection Transfer   $4.00 per transfer
Share Draft Stop Payment   $25.00 per item
ACH Stop Payment   $25.00 per item
Lost Passbook   $10.00 per replacement
Account Closing within (90) Days Savings $10.00 per account
  Share Draft Checking $20.00 per account
  Money Market $20.00 per account
Club Account Early Withdrawal   $10.00 per account
Abandoned Property   $50.00 per account
Dormant Account Savings* $25.00 annually
  Share Draft Checking** $50.00 annually
*A share draft checking account is considered dormant if it has been inactive, with no member generated activity for 183 days.
**A share savings account is considered dormant if it has been inactive, with no member generated activity for 365 days.
Miscellaneous Services
Telephone Transfer   $5.00 per transfer
Account Balancing/Reconciliation   $25.00 per hour
    $25.00 minimum
Account Research   $25.00 per hour
    $25.00 minimum
Account Related Letter   $5.00 per letter
1099 Copy   $5.00 per account
Legal Processing Tax Levy $50.00 per item
  Subpoenas/Summons/Investigations $30.00 per hour
    $30.00 minimum
Notary Member FREE
  Non-Member $10.00 per signature
Mailed Items Returned   $3.00 per item
Fax Incoming $2.00 per item
  Outgoing $2.00 per item
Lending Fees / Services
Consumer Loan Application Fee   $10.00
Mortgage Application Fee Single $200.00
  Joint $250.00
Mortgage Credit Report Fee Non-Married $10.33 per person
  Married $18.66 per couple
Flood Certification Fee   $15.00
Desktop Underwriting Fee   $36.75
Mortgage Appraisal Fee   Varies
Lien Holder Change Fee   $25.00
UCC Filing Fee   $20.00
VSI Fee Consumer Loans $35.00
  Business Loans $60.00
Mortgage Discharge Fee   $75.00
Subordination Fee   $75.00
Loan Modification Fee   $50.00
Construction Loan Extension   $100.00
GAP Plus Insurance Motor Vehicles $225.00
  Power Sports $250.00
  Watercraft $255.00
  RV/Camper $345.00
1098 Copy   $5.00 per account
Safe Deposit Boxes
Size 3 x 5 Rental $25.00 annually
  Security Deposit $100.00 per box
  Box Drilling Cost
  Late Payment $20.00 per month
Size 5 x 5 Rental $35.00 annually
  Security Deposit $100.00 per box
  Box Drilling Cost
  Late Payment $20.00 per month
Size 3 x 10 Rental $40.00 annually
  Security Deposit $100.00 per box
  Box Drilling Cost
  Late Payment $20.00 per month
Size 5 x 10 Rental $55.00 annually
  Security Deposit $100.00 per box
  Box Drilling Cost
  Late Payment $20.00 per month
Safe Deposit Boxes
Photocopy   $1.00 per copy
Check Copy Paper Item $5.00 per item
  Electronic Item $10.00 per item
  Over (1) Year $15.00 per item
Transaction Copy Paper Item $5.00 per item
  Electronic Item $10.00 per item
  Over (1) Year $15.00 per item
Copy of 1099   $5.00 per copy
Account History Statement Paper Copy $5.00 per statement
  Online FREE

      

Protect Yourself: Never provide financial information in response to unsolicited e-mail messages or e-mails that appear to come from NCUA as they would not directly
contact credit union members and never ask for personal account information.