PERSONAL LOANS
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Earn 0.50% Deduction Off Existing Consumer Loan Product Rates with an Automatic Loan Payment from an Active Luso Share Draft Checking Account with Direct Deposit
Relationship Rate Deduction Offer excludes Current Special Rate Offers and VISA Credit Card Products
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Loan Amount |
Maximum Term |
Additional Information |
Personal Loan
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$500.00 - $5,000.00 |
4 Year |
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Personal Loan
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$500.00 - $2,500.00 |
2 Year |
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Loan
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Savings:
Max 95% of Share Balance at
Time of Loan Disbursement
Term Certificate/IRA:
Max 95% of Term Share/IRA
Balance at Time of Loan
Disbursement
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1 Year |
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Personal Loan
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$500.00 - $10,000.00 |
10 Year |
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Loan
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$500.00 |
3 Year |
- $20.00 Application Fee
- $25.00 Annual Fee
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Loan
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$500.00 - $3,500.00 |
1 Year |
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Loan
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Apply Online
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$500.00 - $2,000.00 |
2 Year |
- $20.00 Application Fee
- Proceeds of loan must be transferred to a LFCU share savings account, earning the standard savings rate, and retained as collateral for the life of the loan
- Credit Builder Loan requires an active share draft checking with automatic loan payment
- Funds are released upon successful completion of the loan terms and regular timely payment
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Loan
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$1,500.00 - $10,000.00 |
5 Year |
- $20.00 Application Fee
- Pool/Spa Loan requires proof of purchase
- Funds are made payable directly to vendor
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Loan
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$500.00 - $10,000.00 |
5 Year |
- $20.00 Application Fee
- Energy Loan requires proof of purchase
- Funds are made payable directly to vendor
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Loan
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Apply Online |
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- LFCU will take a 1% discount on existing LFCU personal loan rates on money borrowed for qualified ENERGY STAR products, such as a geothermal heat pump or programmable thermostat. A complete list of products can be found at http://www.energystar.gov
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