Luso Federal Credit Union

Minimum Loan Amount:

$5,000.00

LFCU will reward members who drive environmentally
gentle vehicles by reducing their approved auto loan
rate by up to 0.25% Annual Percentage Rate; Go Green
offer excludes all other rate discounts.

Application Fee:

$10.00

The rate discount is based on the vehicle's EPA
designation at the time the loan is approved.

NEW Vehicle Loans:

Year 2010 or Newer
Financing available up to maximum 100% MSRP.

Please specify the vehicle type at the time of loan
application.

USED Vehicle Loans:

  Year 2009 - 1990
  1-2 Year Term
  Financing available up to maximum 100% NADA retail
value.
  3-10 Year Term
  Financing available up to maximum 95% NADA retail
value.

The U.S Environmental Protection Agency (EPA)
scores all vehicles based on calculated greenhouse
gas emissions and fuel economy. The most
environmentally friendly vehicles receive SmartWay or
SmartWay Elite designation.

Additional Requirements:

  Required $35.00 VSI Insurance fee on all vehicle
  loans; Required $60.00 VSI Insurance fee on
  commercial vehicle loans.

Rates:

Click to view rates