Fee Schedule

Effective as of 12/21/2024

Photocopy: $1.00 per copy

Check Copy

Paper Item: $7.00 per item
Electronic Item: $10.00 per item
Over (1) Year: $15.00 per item

Transaction Copy

Paper Item: $7.00 per item
Electronic Item: $10.00 per item
Over (1) Year: $15.00 per item
Copy 1099 or 1098: $10.00 per copy

Account History Statement

Paper Copy: $5.00 per statement
Online: FREE

Account History Printout

Paper Copy: $2.00 per item

Telephone Transfer

Balance Inquiry/Transfer: $5.00 / $7.50 per transfer

Account Balancing/Reconciliation: $50.00 per hour / $50.00 minimum

Account Research: $50.00 per hour / $50.00 minimum

Account Related Letter: $5.00 per letter

Legal Processing

Tax Levy: $50.00 per item
Subpoenas / Summons / Investigations: TBD
Chargeback Processing: $20.00 per item

Notary

Member: FREE / FREE traveling notary
Non-Member: $10.00 per notarized signature
Signature Guarantee – members only: $20.00 per signature

Mailed Items Returned: $5.00 per item

Fax

Incoming: $5.00 per item
Outgoing: $5.00 per item

Coin Machine

Member: FREE
Non-Member: 10% of total redeemed

Size 3 X 5

Rental: $50.00 annually; $45.00 auto pay
Box Drilling: $150.00
Additional Lost Key: $25.00 per key
Late Payment: $25.00 per month

Size 5 X 5

Rental: $60.00 annually; $55.00 auto pay
Box Drilling: $150.00
Additional Lost Key: $25.00 per key
Late Payment: $25.00 per month

Size 3 X 10

Rental: $70.00 annually; $65.00 auto pay
Box Drilling: $150.00
Additional Lost Key: $25.00 per key
Late Payment: $25.00 per month

Size 5 X 10

Rental: $80.00 annually; $75.00 auto pay
Box Drilling: $150.00
Additional Lost Key: $25.00 per key
Late Payment: $25.00 per month

Size 10 X 10 (Wilbraham Branch ONLY)

Rental: $100.00 annually; $95 auto pay
Box Drilling: $150.00
Additional Lost Key: $25.00 per key
Late Payment: $25.00 per month

Foreign Check Processing Fee (International Checks): TBD
Low Minimum Balance: $5.00 per month
Check Items Returned: $37.00 per item

Foreign Currency Services

Next Day by 4:30pm: $15.00
Next Day by 11:00am: $25.00

OPS – Overdraft Privilege

Overdrafts Paid: $37.00 per item
Overdrafts Returned: $37.00 per item
Sustained Overdraft – After 5 Days: $5.00 per day
Re-Deposit Returned Checks: $15.00 per item
Loan Payment Item Returned: $37.00 per item

Preferred Share Draft Checking: $6.95 monthly maintenance fee

Secure Share Draft Checking: $3.95 monthly maintenance fee

Overdraft Protection Transfer: $12.00 per transfer

Share Draft Stop Payment: $35.00 per item

ACH Stop Payment: $35.00 per item

Lost Passbook: $20.00 per replacement

Verification of Mortgage: $10.00 per item

Verification of Deposit: $10.00 per item

Mortgage Discharge Reissuance: $25.00 per item

Auto Loan Discharge Reissuance: $10.00 per item

Home Equity Line of Credit (LOC) Annual Maintenance Fee

Consumer Home Equity LOC: $50.00 annually
Commercial Home Equity LOC: $75.00 annually
Home Equity Product(s) Subordination Fee: $150.00 per loan

Account Closing Within 90 Days

Savings: $25.00 per account
Share Draft Checking: $25.00 per account
Money Market: $25.00 per account
Club Account – Early Withdrawal: $10.00 per account

Abandoned Property: $50.00 per account

Dormant Account

Savings (365 days with no member-generated activity): $30.00 annually
Share Draft (183 days with no member-generated activity): $50.00 annually

Regulation D Fee

Fee Incurred each time a transaction over the Reg D limit (limit of six) occurs: $15.00 per item

Credit Card Replacement – Lost or Stolen

Normal Processing: $25.00 per card
Rush Order Processing: $75.00 per card

Cash Advance

LFCU VISA^® Card: FREE
Foreign VISA^® Card – Member: $5.00 per advance
Foreign VISA^® Card – Non-Member: $10.00 per advance
VISA^® Credit Card Annual Statement: $25.00 per statement
Annual Fee – Excludes Seniors, Military, Smart Start, and Secured VISA accounts: $35.00 per card

ATM Transactions

Member: FREE – SUM^® Network
Non-Member ATM: $4.00 per transaction

Card Replacement – Lost or Stolen

Normal Processing: $25.00 per card
PIN Reissue: $10.00 per PIN

Online Banking / Bill Payer

Monthly Service: FREE
Monthly eStatement Processing: FREE
Monthly eStatement Processing with Check Images: FREE
Bill Payer Stop Payment – Member Request: $30.00 per item
Expedited Payment: $9.95 per item
Quicken: $3.95 per month

Statement Processing

Paper Statement Processing: FREE

Incoming/Outgoing

Incoming Domestic: $35.00 per wire
Incoming International: $60.00 per wire
Outgoing Domestic: $40.00 per wire
Outgoing International: $65.00 per wire
Mortgage Payoff – Incoming/Domestic: $25.00 per wire

IRA Transfer

Incoming: FREE
Outgoing: $50.00 per account

Money Order

Member: $5.00 per item
Member – Age 60 and Over: $4.00 per item
Member – “60 PLUS” Account: $2.50 per item
Non-Member (CASH ONLY): $10.00 per item
Stop Payment / Reissue: $35.00 per item

Official Check

Member: $10.00 per item
Member – Age 60 and Over: $6.00 per item
Member – “60 PLUS” Account: $4.00 per item
Stop Payment / Reissue: $40.00 per item

Temporary Check

$5.00 per item