Credit Cards

¹Visa Secured Card periodic rate of 1.0416% is valid on new purchases; Visa Secured Card periodic rate of 1.2500% is valid on cash advances. Available with Visa Classic Credit Card only. Pledged shares must be retained in a corresponding Visa Secured Share Savings account equal to the total credit limit and/or secured credit increase and retained as collateral until such time as the debt is repaid in full and the secured credit card account is terminated. The funds are released upon successful completion of the loan terms and regular timely payment. Balance transfers are NOT allowed with this product.

²APR: Annual Percentage Rate. This is a variable rate account with a revolving line of credit. Minimum payment is 3% of total new balance, or $20, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: None; Over the Limit Fee: $25.00; Late Fee: $30.00; Return Check Fee: $37.00; Card Replacement: $25.00 normal processing; $75.00 rush order; VISA International Exchange Conversion Fee: Applicable cost to the Credit Union at the time of transaction. Balance transfers are NOT allowed on this product.

¹Double rewards with free Visa Credit Cards CURewards Program valid for first 30 days. Visa Smart Start periodic rate of 1.0416% is valid on new purchases; Visa Smart Start periodic rate of 1.2500% is valid on cash advances. Balance transfers are NOT allowed with this product.

²APR: Annual Percentage Rate. This is a variable rate account with a revolving line of credit. Minimum payment is 3% of total new balance, or $25.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: None; Over the Limit Fee: $25.00; Late Fee: $30.00; Return Check Fee: $37.00; Card Replacement: $25.00 normal processing; $75.00 rush order; VISA International Exchange Conversion Fee: Applicable cost to the Credit Union at the time of transaction. Applicants must be between the ages of 18 and 26 to qualify. Balance transfers are NOT allowed on this product.

 

¹APR: Annual Percentage Rate. Visa Business/Platinum periodic rate of 1.2500% is valid on new purchases; Visa Platinum Business periodic rate of 1.4583% % is valid on cash advance. This is a variable rate account with a revolving line of credit. Minimum payment is 3% of total new balance, or $25.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. – Annual Fee: $35.00; Over the Limit Fee: $25.00; Late Fee: $30.00; Return Check Fee: $37.00; Card Replacement: $25.00 normal processing; $75.00 rush order; VISA International Exchange Conversion Fee: Applicable cost to the Credit Union at the time of transaction.

²Visa Business Platinum periodic rate of 0.02603% is valid on new purchases; Visa Platinum Business periodic rate of 0.03151% is valid on cash advance.

¹APR: Annual Percentage Rate. Visa Classic periodic rate of 1.3759% % is valid on new purchases; Visa Platinum Business periodic rate of 1.5000% is valid on cash advance. This is a revolving line of credit. Minimum payment is 3% of total new balance, or $25.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: $35.00; Over the Limit Fee: $25.00; Late Fee: $30.00; Return Check Fee: $37.00; Card Replacement: $25.00 normal processing; $75.00 rush order; VISA International Exchange Conversion Fee: Applicable cost to the Credit Union at the time of transaction.