Enhance your dividends of being a LUSO member.
“Classic” Term Share Certificate
Save your funds on your terms with a guaranteed rate with LUSO’s term share CD.
IRA Statement Share Account
Add to or begin your retirement plan today with this simple IRA savings account.
| Term | Term Share Minimum Balance | IRA Minimum Balance | Dividend Rate | APY1 | Relationship Criteria |
|---|---|---|---|---|---|
| 4-Month Relationship Special | $500 | $500 | 4.07% | 4.15%^1 | Direct Deposit or a 10-Year+ Membership1 |
| 12-Month Relationship Special | $500 | $500 | 3.44% | 3.50%2 | Direct Deposit or a 10-Year+ Membership2 |
| 21-Month Relationship Special | $500 | $500 | 3.19% | 3.25%3 | Direct Deposit or a 10-Year+ Membership3 |
| 3 to 5 Months | $500 | $500 | 0.05% | 0.05% | N/A |
| 6 Months | $500 | $500 | 0.10% | 0.10% | N/A |
| 9 Months | $500 | $500 | 0.10% | 0.10% | N/A |
| 12 Months | $500 | $500 | 0.15% | 0.15% | N/A |
| 18 Months | $500 | $500 | 0.20% | 0.20% | N/A |
| 20 Months | $500 | $500 | 0.20% | 0.20% | N/A |
| 24 Months | $500 | $500 | 0.25% | 0.25% | N/A |
| 30 Months | $500 | $500 | 0.30% | 0.30% | N/A |
| 36 Months | $500 | $500 | 0.35% | 0.35% | N/A |
| 48 Months | $500 | $500 | 0.40% | 0.40% | N/A |
| 60 Months | $500 | $500 | 0.50% | 0.50% | N/A |
1APY: Annual Percentage Yield. Relationship Special – 3.90% APY without direct deposit or 10-year plus membership. This account is subject to early withdrawal penalties.
2APY: Annual Percentage Yield. Relationship Special – 3.25% APY without direct deposit or 10-year plus membership. This account is subject to early withdrawal penalties.
3APY: Annual Percentage Yield. Relationship Special – 3.00% APY without direct deposit or 10-year plus membership. This account is subject to early withdrawal penalties.
Increase your earnings. Ask us about our current special rate promotion.
