Simply use your ScoreCard Rewards participating card for your purchases. You will earn points based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You do not earn points for unauthorized or fraudulent charges or for fees of any kind on your card account. Credits to your account (such as for returns of purchases) will reduce the points available in your account.