Home Loans

Choose from a full range of rate options from adjustable-rate mortgages to 30-year fixed mortgage rates for houses and condos. Not sure what’s right for you? Our expert lenders will guide you to make the most informed decisions from application to closing.

Need to make home improvements? Cover a tuition bill? Pay off debt? Borrow against the value in your home to get the funds you need. Choose from a fixed-rate home equity loan or a flexible home equity line of credit (HELOC) that you can access on demand and repay as needed.

Dream of building from the ground up? Ready to expand your business? Build or renovate an owner-occupied or non-owner-occupied property with flexible financing and dedicated support from our expert team of mortgage lenders.

Found a small piece of property with big potential? Take the steps to make it yours. LUSO offers fixed-rate and adjustable-rate loans for short-term and long-term goals. Let’s make it happen. Discuss your options and plans with a lending expert today.

Our Non-Owner-Occupied Mortgage Loans provide the perfect opportunity to expand your real estate portfolio. Whether you’re purchasing a single-family home, multi-unit property, or vacation rental, we offer competitive rates and flexible terms to help you achieve your financial goals.

Are you a veteran or serving in the military? Are you putting down roots in a rural area? LUSO offers a number of government-backed loans, including FHA, VA, Rehab, and USDA Rural Housing Loans. Talk with a lender to see if you qualify.

With a 30-year TRIM™ fixed-rate mortgage, if interest rates drop within the first five years, you will be able to float down your interest rate with no fees – allowing you to save thousands of dollars in refinance fees and interest payments.